Getting the best car insurance quotes

Getting the best car insurance quotes is something we all aim for. However, even the best car insurance quotes can vary considerably so comparing the different products available is probably the only way to source a genuinely good deal. One of the quickest and easiest ways to make a comparison is to take a look online using a site such as the Tesco Compare car insurance comparison service.

You can sit in the comfort of your own home and compare many providers' quotes in order to find the one most suitable for your needs. You also have the ability to not only check premiums but the major policy benefits too, enabling you to choose the cover that best suits you.

Along with being able to find and compare dozens of car insurance policies, there are other advantages to shopping online for your motor cover. For example, buying online can often give you a discount (typically of around 10%) on your premiums. This is because there are fewer administration costs and overheads for the insurer, so they can pass their savings on to you.

Getting car insurance quotes online also gives you access to so many more insurers than you could ever hope to find by traipsing up and down the high street. You will have a wider selection to choose from, meaning that you can cherry pick the right deal.

So, what do you need to consider when looking for the best car insurance quotes?

The most important thing to remember is that when looking at the different policies you need to compare them on a "like for like" basis. This means that you are comparing exactly the same features. As an example, one policy may be offering free breakdown cover (which you may want) while another may be offering free handbag cover (which you may not want). If they are otherwise identical, then you should obviously go for the one that meets your needs.

Also look at whether you will be charged a fee for paying by monthly direct debit. Some car insurance providers will charge you extra if you want to pay monthly - but not all.

Making savings
Of course, while shopping around and comparing policies can help find you the best car insurance quotes, there are things that you can do too to help get cheaper car cover.

For example, if you park your car overnight in a garage then it will be safer than if it were on the side of the road. Therefore, your insurance could be cheaper. If you fit security devices such as an immobiliser or tracking device on top of the manufacturer's standard fittings, then again you could save on the cost of the cover.

Electing to pay a higher excess may attract a discount on your insurance and some providers will charge you less if you limit your mileage.

Having a limited amount of named drivers on your cover can often work out cheaper, especially for spouses.

In summary, getting the best car insurance quotes isn't as difficult as you may think and the good thing is that you can do it all online, quickly and easily.